NerdWallet-Millennial Money-Employed and Freelancing

FILE - This Feb. 13, 2019 file photo shows part of a 1040 federal tax form printed from the Internal Revenue Service website, in Zelienople, Pa. It’s the first quarter of the year, and many people may be interested in starting side hustles for extra income or to finally pursue their entrepreneurial dreams. Whatever the motivation, it’s important to know the implications of starting a side gig while having a 9-to-5 job. This includes understanding how to plan for taxes, budgeting for your side income and deciding how you want your money to work for you. (AP Photo/Keith Srakocic, File)